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Barracks-to-Bungalows
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The ABCs of Home Loans
Here, we simplify the home loan process. We bring you real-life stories, expert insights, and easy-to-follow guides. This isn't just a blog - it's a consumer-led community. Begin your journey from Barracks-to-Bungalow today. You've earned this.
How to Buy a House the Easy Way: A Step-by-Step Guide
Welcome to your stress-free home buying guide. I'm Fred Gallegos, a veteran mortgage lender with over 30 years of experience, known for...
Fred Gallegos
Mar 8, 20242 min read
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Why VA Loan Assumptions in Grand Junction Are Facing Closing Challenges
Discover the hurdles of VA loan assumptions in Grand Junction: key insights into why closing these loans is challenging for buyers and selle
Fred Gallegos
Dec 4, 20233 min read
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'3% Lower': Making Housing Affordable for Buyers and Sellers!
Tackling the Housing Affordability Crisis: Achievable Homeownership in Any Rate Environment Remember the 3% mortgage rates of 2021? If...
Fred Gallegos
Dec 4, 202310 min read
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PCS Orders: A Guide to Housing Options for Active Military Personnel In Colorado
Today, I'm addressing a crucial topic for military members: how to effectively navigate todays housing market in the middle of a...
Fred Gallegos
Dec 4, 20233 min read
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My Innovative Approach to VA Loan Pre-Approvals In Grand Junction
My Innovative Approach to VA Loan Pre-Approvals Are you someone who believes every key has its own special use? Veteran homebuyers...
Fred Gallegos
Dec 1, 20235 min read
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Applying for a VA Mortgage in Grand Junction: A Step-by-Step Guide
Have you ever stood at the foot of a Grand Mesa, gazing up at its majestic peaks and wondered, "How do I get to the top?" That's how many...
Fred Gallegos
Sep 26, 20233 min read
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From Pre-Approval to Closing: Understanding The Mortgage Process
Ever felt like mortgages were a locked puzzle box of financial jargon? Trust me, it doesn’t have to be. With over 30 years in the...
Fred Gallegos
Sep 23, 20232 min read
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Should You Shop Around for Mortgage Rates? Here’s Why It Matters!
Decimals That Dictate Your Dream Home Ever wondered if those few decimal points on a mortgage rate really make a difference in the grand...
Fred Gallegos
Sep 21, 20233 min read
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My Unique Approach to VA Loan Pre-Approvals
“Do you believe that every key, no matter how ornate or plain, has a lock it's destined to open?” Just like that key, every veteran...
Fred Gallegos
Sep 20, 20236 min read
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Colorado Housing Market: How to Buy a House in Your 20s
Tackling Colorado's Housing Scene Colorado's housing market is constantly changing. With property prices going up and fewer homes...
Tony Gallegos
Sep 8, 20236 min read
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A Guide to Choosing the Right Real Estate Agent
A Vital Decision: Choosing the Right Real Estate Agent The Colorado real estate market is as dynamic and unique as its famous mountain...
Fred Gallegos
Sep 7, 20234 min read
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The Truth Behind Your Pre-Approval: The Surprising Differences in How Much You Can Actually Afford
Imagine this: you're on the brink of realizing your dream of owning a home in Colorado. You've done your research, you've talked to...
Fred Gallegos
Sep 6, 20232 min read
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Unlocking Homebuying Success: The Missing Link Between Realtors and Lenders
Today, I'm diving into a crucial aspect of the homebuying journey that often gets overlooked: the powerful partnership between real...
Fred Gallegos
Sep 5, 20233 min read
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Debunking DIY Renovation Dreams: Why Your Vision and Reality May Diverge
Navigating Renovation Waters: Expert Insights and No-Nonsense Tips Buying a home comes with a world of choices. But understanding a...
Fred Gallegos
Aug 29, 20232 min read
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Rocky Mountain Reality Check: Local vs. Non-Local Lenders in Colorado's Tight Market
Separating Myths from Reality: Throughout Colorado, with less homes on the market and interest rates climbing, there’s a myth that's been...
Fred Gallegos
Aug 27, 20232 min read
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Rising Mortgage Rates and Their Impact on the Housing Market
It's a fact: we're seeing the highest mortgage rates in over 20 years. Whether you're in Colorado, Georgia, or any other state, this...
Fred Gallegos
Aug 25, 20232 min read
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VA Jumbo Loans in 2023: Get Your Million-Dollar Home with 0% Down!
The Power of VA Jumbo Loans Unveiled Misinformation can be a door that closes opportunities. When it comes to VA jumbo loans, there's...
Fred Gallegos
Aug 24, 20232 min read
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