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Barracks-to-Bungalows
Learning Center
The ABCs of Home Loans
Here, we simplify the home loan process. We bring you real-life stories, expert insights, and easy-to-follow guides. This isn't just a blog - it's a consumer-led community. Begin your journey from Barracks-to-Bungalow today. You've earned this.


Mortgage Rates Soar, Buyers and Sellers Need to Reevaluate
Mortgage rates in Colorado soared this week, and are at the highest level since April 2002. The increase in mortgage rates is being...

Fred Gallegos
Aug 18, 20232 min read
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What First-Time Homebuyers in Colorado Should Know
Embarking on the journey to own your first home can be exhilarating, yet for many, the nuances of the housing market can be quite...

Fred Gallegos
Aug 16, 20232 min read
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FHA vs. Conventional Loans: Which One Is Right for You in 2023?
Are you a first-time homebuyer or a real estate agent looking to learn more about FHA and conventional loans? If so, you're in the right...

Fred Gallegos
Aug 15, 20233 min read
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VA, FHA, or USDA Loans - Which Suits You Best?
Picking Your Home Loan: VA, FHA, or USDA Buying a home? There's plenty to consider, especially when it comes to financing. Let’s get...

Fred Gallegos
Aug 12, 20232 min read
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Secure Your Home: Understanding Mortgage and Homeowners Insurance Rates
Introduction: Your Dream Home Awaits Have you ever gazed at a picturesque home and thought, "One day, that could be mine?" If you're a...

Fred Gallegos
Aug 8, 20232 min read
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The Future of Mortgage Approval: From Days to Hours
The Shift in Mortgage Landscape Ever noticed how the modern world demands everything to be faster, including real estate deals? Every...

Fred Gallegos
Aug 7, 20233 min read
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Unlocking the Doors to Your First Home: Why Initial Loan Disclosures are the Hidden Keys
Imagine the excitement in your eyes as you step across the threshold of your new home, that fresh paint smell wafting through the air,...

Fred Gallegos
Aug 7, 20233 min read
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Is Your Mortgage Lender Overcharging You? Know the Signs
A Reality Check on Mortgage Rates & Fees Welcome to a reality check in the world of mortgage rates. With low housing inventory and higher...

Fred Gallegos
Aug 1, 20232 min read
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Debunking VA Myths: The Reality of VA Home Inspections
Unraveling VA Home Loans and Inspections VA home loans, known for their benefits, often come with myths surrounding the inspection...

Fred Gallegos
Jul 31, 20232 min read
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Your New Secret Weapon Against Cash Buyers: Same Day Mortgage Approval
Carve Out Your Competitive Edge: Close in as Few as 10 Days Navigating Colorado’s Real Estate Landscape Navigating Colorado's real estate...

Fred Gallegos
Jul 29, 20235 min read
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To Wait, or Not to Wait: The Cost of Waiting to Buy a Home
Delaying your decision to buy a home can cost you - and we're not just talking pennies here.

Fred Gallegos
Jul 27, 202311 min read
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How Long Does It Take To Get Pre-Approved For A VA Loan?
The VA mortgage process is often perceived as complex and time-consuming, leading many to wonder how long it takes to get pre-approved...

Fred Gallegos
Jun 24, 20232 min read
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